Embedded Files
Termination of Employment Benefits Factsheet. Contains key deadlines, benefits continuation processes, retirement considerations, etc.
Commuter Benefits - Add all funds to a transit pass or Clipper card
Covered California - Covered California is the state’s official health insurance marketplace, offering private health, dental, and vision plans, financial assistance, and Medi-Cal eligibility based on income under the Affordable Care Act.
Flexible Spending Accounts - Learn about the deadlines for using your funds and other options.
Reasons for loss of benefits coverage:
Reasons for loss of benefits coverage:
Laid off - You may continue some benefits through COBRA for up to 18 months
Temporarily laid off - You may be able to continue some benefits for up to four months. However, you will need to pay both the employee and employer premiums directly to UCPath.
Retirement—You may be eligible for retiree health coverage if you retire within 120 days of termination or continue coverage through COBRA.
Does not meet the required hours for benefits eligibility. See continue eligibility requirement
When do my benefits end?
When do my benefits end?
Benefit coverage ends at the end of the month in which you separate from Lab employment or the last month you make premium payment while on leave of absence.
What Can I Do?
What Can I Do?
For Employees:
For Employees:
Note: Please verify your home address is correct on UCPath.
Employees who lose coverage have the option of enrolling in COBRA. COBRA (Consolidated Omnibus Budget Reconciliation Act) allows employees and their families to continue employer-sponsored health coverage for 18 months after job loss or other qualifying events. You will receive a COBRA packet from WEX Health once your employee coverage ends. WEX Health mails the COBRA packet to the employee's preferred address found on UCPath within the month the employee loses coverage. COBRA Rates
Retirement Following a Layoff:
Retirement Following a Layoff:
IMPORTANT: If you are eligible by age and vesting rules and want to retire from LBNL, you can start your retirement process on the UCRAYS portal.
You may also become an inactive member of the UC Retirement Plan (UCRP) following your lay-off and delay receiving retirement income to a later date of your choice.
Note: If you retire more than 120 days after your separation/layoff date, you will not be eligible for University retiree health coverage (eligibility based on service credit). For any questions about your benefits or help reaching a Fidelity representative, please contact the LBNL Benefits Office.
Learn more about the Preparing for Retirement and the Health Care Facilitator Pages.
For PostDocs:
For PostDocs:
Information for PostDocs can be found on Gallagher.
For Dependents of Employees:
For Dependents of Employees:
For any of the qualifying events listed below, complete the UBEN 109 form to request a COBRA application packet. Then, you can let UCPath know by opening an inquiry on the UCPath Portal and attaching the completed form.
Divorce / Legal separation/annulment
Termination of domestic partnership
Dependent's loss of eligibility (eg: moving out of state or reaching the age of 26)
Notice: Failure to notify UCPath regarding these events within a 60-day time limit will result in COBRA continuation coverage being forfeited.
Revised: 05/20/2025
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